Hello! I'm Joydeep Sarkar, a Fintech Product Leader & Lending Infrastructure Specialist
Building scalable financial products that bridge the gap between traditional banking and modern technology.
What are you looking for in your next role?
I'm not just interested in a role — I'm driven by the desire to make Indian lending infrastructure world-class.
With 12+ years spanning traditional banking (SBI) to cutting-edge fintech, I've mastered the art of translating complex RBI regulations into scalable technical roadmaps. I resonate deeply with building products that serve the underbanked and bring financial inclusion to millions.
I bring extensive experience working with high-growth startups, guiding them from ideation through scale. I offer expertise in API-first architectures, co-lending frameworks, and building systems that handle ₹1500Cr+ monthly disbursals.
Top Skills
Lending Infrastructure
Architecting robust systems from origination to collections. I build end-to-end solutions that process $200M+ portfolios while ensuring compliance with RBI guidelines.
Co-Lending & Partnerships
Pioneered orchestration modules for Banks and NBFCs. Engineered frameworks handling over ₹1500Cr+ monthly disbursals across diverse lending partners.
Product Strategy & Growth
Driving 4x YoY growth through data-informed decisions. Specialist in funnel optimization and revenue products that reduce operational overhead by 60%.
AI & Automation
Applying LLMs and agentic workflows to the product lifecycle. Built automated PRD and reconciliation tools that save 75% of manual effort.